Opt Out of Prescreened Offers

Why

Opting out of prescreened credit and insurance offers reduces unwanted mail, minimizes paper waste, and decreases the risk of identity theft from stolen mail. This process removes your name from lists that credit bureaus and insurance companies sell to lenders and insurers for marketing purposes.

Action

• Choose your opt-out method:

  • Online: Visit www.optoutprescreen.com
  • Phone: Call 1-888-5-OPT-OUT (1-888-567-8688)

• For permanent opt-out:

  • Complete the online form for initial opt-out
  • Look for a confirmation form in the mail (arrives within 5 business days)
  • Sign and return the form to make the opt-out permanent

• Additional steps to reduce junk mail:

  • Register with DMAchoice (www.dmachoice.org) to opt out of other direct mail marketing
  • Contact individual companies that send you unwanted mail and request removal

• For catalogs and other marketing lists:

  • Use Catalog Choice (www.catalogchoice.org) to opt out of specific catalogs

• Keep records:

  • Note the date you opted out
  • Save any confirmation emails or letters

• Follow up:

  • If you continue receiving offers after 60 days, contact the opt-out service again

Remember

Opting out won’t stop all junk mail, but it will significantly reduce prescreened credit and insurance offers. You may still receive offers from companies you do business with or from local merchants.