If you are looking for a good credit report monitoring service, I highly recommend LifeLock:
If you are dealing with bad credit or no credit then I recommend you check out my post on Prosper.
If you have decent or better credit then you can do some comparison shopping. This is a good place to start:
Just be careful when shopping for a loan that you don’t take on too many credit hits.
Always be sure to get a Carfax of any used car before you buy it. Additionally, before selling your car, get a Carfax ahead of time to ensure there are no mistakes on your cars history.
To call someone and have someone elses number appear on the caller ID, you need to spoof your phone number. There is a service that makes this really easy called SpoofCard: